Privacy Policy — G3 Financial LLC

Effective Date: January 6, 2026 | Last Updated: March 6, 2026

1. Introduction

G3 Financial LLC ("G3 Financial," "we," "our," or "us"), operating under SPARK INSURANCE SERVICES LLC, is committed to protecting the privacy and personal information of our clients, prospective clients, and website visitors. This Privacy Policy explains how we collect, use, disclose, and safeguard information obtained through our website g3financial.com, our phone communications, and any other services we provide.

G3 Financial specializes in Medicare insurance plans, life insurance, and retirement planning services. As a licensed insurance agency, we are subject to applicable federal and state privacy laws, including the Gramm-Leach-Bliley Act (GLBA) and HIPAA where applicable.

By accessing our website or submitting your information to us, you agree to the terms of this Privacy Policy.

2. Information We Collect
Information You Provide Directly:
  • Full name, date of birth, and contact information (phone number, email address, mailing address)
  • Medicare beneficiary information and coverage preferences
  • Health and financial information relevant to insurance and retirement planning consultations
  • Agent/producer information submitted through our recruitment or contracting forms
Information Collected Automatically:
  • IP address, browser type, and device information
  • Pages visited and website usage data via cookies and similar technologies
Information from Third Parties:
  • Referral or lead data from licensed insurance carriers or lead generation partners, subject to their own privacy notices
3. SMS / Text Message Communications (A2P Disclosure)

G3 Financial LLC operates an Application-to-Person (A2P) SMS messaging program. By providing your mobile phone number and consenting to receive text messages, you agree to the following:

Types of messages we send:
  • Medicare enrollment reminders and Annual Enrollment Period (AEP) alerts
  • Appointment confirmations and scheduling follow-ups
  • Policy renewal notices and coverage updates
  • Responses to inquiries submitted through our website or phone
  • Agent onboarding and compliance notifications (for licensed agents)
How to opt in:

You may opt in by submitting your phone number through a form on g3financial.com and checking the SMS consent box, or by verbally consenting during a recorded call with one of our agents.

Message frequency:

Varies based on your activity; up to 4–8 messages per month during active enrollment periods. Message and data rates may apply. Standard carrier rates from your mobile provider may apply to messages sent and received.

How to opt out:

Reply STOP to any text message at any time to unsubscribe. You will receive one confirmation message and no further texts will be sent.

How to get help:

Reply HELP to any message or contact us at info@g3financial.com.

No data sharing for marketing:

Your mobile phone number and SMS consent will NOT be sold, shared, or transferred to third parties for marketing or promotional purposes. See Section 5 for full details on how we share information.

4. How We Use Your Information

We use the information we collect to:

  • Provide Medicare plan comparisons, enrollment assistance, and insurance consultations
  • Communicate with you about your coverage, appointments, and plan options
  • Send SMS messages you have opted in to receive
  • Process agent contracting, licensing verification, and commission administration
  • Comply with federal and state insurance regulations and carrier requirements
  • Improve our website and service offerings
  • Respond to inquiries, complaints, and legal obligations
5. Sharing of Your Information

We do not sell your personal information. We do not share your personal information with third parties for their own marketing purposes. We may share your information only in the following limited circumstances:

  • Insurance Carriers: With carriers such as Humana, UnitedHealthcare, and others, as necessary to quote, enroll, or service your Medicare or insurance plan
  • Service Providers: With vendors who assist us in operating our website, CRM, or communications platforms, under confidentiality obligations
  • Licensed Agents: With licensed agents within our agency network for the purpose of servicing your account
  • Legal Compliance: When required by law, court order, or government authority, or to protect the rights and safety of G3 Financial or others
  • Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred with appropriate notice
6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure. We encourage you to take precautions when sharing personal information online.

7. Your Rights & Choices

Depending on your state of residence, you may have the right to:

  • Access the personal information we hold about you
  • Request correction of inaccurate information
  • Request deletion of your information (subject to legal and regulatory retention requirements)
  • Opt out of SMS communications at any time by replying STOP
  • Opt out of marketing emails by clicking "unsubscribe" in any email we send

To exercise any of these rights, contact us at admin@g3financial.com.

8. Data Retention

We retain personal information for as long as necessary to fulfill the purposes outlined in this policy, comply with applicable laws (including state insurance record-keeping requirements), resolve disputes, and enforce our agreements. SMS opt-in and opt-out records are retained as required by carrier and regulatory guidelines.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected such information, please contact us immediately.

10. Changes to This Policy

We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated effective date. Your continued use of our website or services after any changes constitutes your acceptance of the revised policy.

11. Contact Us

G3 Financial LLC
Operating under SPARK INSURANCE SERVICES LLC
Website: g3financial.com
Email: admin@g3financial.com