Effective Date: January 6, 2026 | Last Updated: March 6, 2026
TERMS OF SERVICE
G3 Financial LLC
Operating under SPARK INSURANCE SERVICES LLC
1. Agreement to Terms
These Terms of Service ("Terms") govern your access to and use of the website g3financial.com and any services offered by G3 Financial LLC ("G3 Financial," "we," "our," or "us"), operating under SPARK INSURANCE SERVICES LLC. By using our website or engaging our services, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.
2. Services Provided
G3 Financial LLC is a licensed insurance agency offering:
  • Medicare Advantage, Medicare Supplement, and Part D prescription drug plan consultations and enrollment assistance
  • Life insurance consultations and policy placement
  • Retirement income planning services
  • Agent recruitment, contracting, and downline support services

G3 Financial agents are licensed in applicable states. Nothing on this website constitutes a binding offer of insurance coverage. All coverage is subject to carrier underwriting, eligibility requirements, and applicable state and federal regulations.
3. SMS Terms of Service (A2P)
By providing your mobile phone number and opting in to receive text messages from G3 Financial LLC, you agree to the following SMS Terms:
Program Description
G3 Financial sends informational and service-related SMS messages including appointment reminders, Medicare enrollment alerts, policy updates, and responses to your inquiries.
Opt-In
You consent to receive SMS messages by submitting your phone number through a form on our website with the SMS consent box checked, or by verbally consenting during a recorded call.
Opt-Out
You may opt out at any time by replying STOP to any message. After opting out, you will receive a single confirmation message and no further messages will be sent unless you re-enroll.
Help
Reply HELP to any message or email info@g3financial.com for assistance.
Message Frequency
Up to 4–8 messages per month depending on enrollment activity and your interactions with us.
Costs
Message and data rates may apply. G3 Financial is not responsible for charges from your mobile carrier.
No Third-Party Marketing
Your phone number and SMS consent will not be sold or transferred to third parties for marketing purposes.
Supported Carriers
Major U.S. carriers including AT&T, Verizon, T-Mobile, Sprint, and others. Carrier support may vary.
4. Eligibility
You must be at least 18 years of age to use our services or submit information through our website. By using our services, you represent that you are at least 18 years old and legally capable of entering into a binding agreement.
5. Accuracy of Information
You agree to provide accurate, complete, and current information when submitting forms or communicating with our agents. Providing false or misleading information in connection with an insurance application or enrollment may constitute fraud and could result in denial of coverage or other legal consequences.
6. No Insurance Advice Without Licensed Agent
Information provided on g3financial.com is for general educational purposes only and does not constitute personalized insurance or financial advice. All insurance plan recommendations are made by licensed agents in the applicable state. Enrollment decisions should be made in consultation with a licensed G3 Financial agent.
7. Intellectual Property
All content on g3financial.com, including text, graphics, logos, and images, is the property of G3 Financial LLC or its licensors and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or create derivative works from any content without our express written permission.
8. Disclaimer of Warranties
Our website and services are provided on an "as is" and "as available" basis. G3 Financial makes no warranties, express or implied, regarding the accuracy, completeness, or reliability of any information on our website. We do not warrant that our website will be uninterrupted or error-free.
9. Limitation of Liability
To the fullest extent permitted by law, G3 Financial LLC and its affiliates, agents, and employees shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our website or services, including but not limited to loss of data, revenue, or coverage opportunities.

Our total liability for any claim shall not exceed the amount paid by you to G3 Financial in the twelve (12) months preceding the claim.
10. Third-Party Links & Carriers
Our website may contain links to third-party websites, including insurance carrier portals. We are not responsible for the content, privacy practices, or accuracy of any third-party website. Links are provided for convenience only and do not constitute an endorsement.
11. Governing Law
These Terms are governed by the laws of the State of Utah, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of courts located in Utah.
12. Changes to These Terms
We reserve the right to modify these Terms at any time. Updated Terms will be posted on this page with a revised effective date. Your continued use of our website or services after any changes constitutes acceptance of the updated Terms.
13. Contact Us
Company
G3 Financial LLC
Operating under SPARK INSURANCE SERVICES LLC
Website
g3financial.com